RSS Financial Resilience


SAFE G: Empowering Resilient Communities









Mission. To empower local communities to design immediate and effective SAFE G solutions that implement optical fiber wired to the home and office. Local taxpayers and ratepayers are entitled to this alternative to wireless, because they have already paid for it. Please see: Irregulators v. FCC.

5G/AI/Internet of Things Juggernaut presents an imminent threat. The harms to our community’s physical and mental health, the local environment, violations of citizen’s rights to due process, property, and personal privacy are foreseeable and preventable. The threat is especially dangerous to our children, elderly people, those with special sensitivities, disabled persons with chronic illnesses, caregivers, and our economically disadvantaged and minority communities that have no escape in their homes or workplaces.

Remedy: Community Empowerment: An effective remedy begins with widespread education and training in a proven system of wise leadership, community organization, team building, and negotiation. With this purpose we have created a 5G Dojo to support local communities around the world that are facing similar challenges. The key is to share negotiation successes and practical experience, so these lessons can be immediately deployed within the network. Equally essential is to fortify community-wide resilience rapidly and effectively. (See: 5 Minutes toResilience)

Our Funding Goal: $ 100,000

Donations: Please make your check or money order payable to National Institute for Science, Law, and Public Policy, designated for "SAFE G/Community Empowerment Initiative". You can contribute in two ways.

o   Simple donation with full tax deduction.

o   Partial tax deduction (at cost) with benefits. Please see benefit levels below.

Sponsors: Please contact us to discuss any questions or concerns and customized donation options.








Springs of Amethysts - $100

  • Public Recognition as a Community Health Charter Sponsor
  • Signed copy of Julian Gresser, Piloting through Chaos—Wise Leadership/Effective Negotiation for the 21st Century (1995)
  • Free gift of the 5 Minutes to Resilience web app

Rivulets of Moonstones - $500

  • All of the above awards plus:
  • 5 Free Copies of 5 Minutes to Resilience App
  • 5 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses

Sparkles of Opal - $1K

  • All of the above awards plus:
  • Public Lecture in Your Honor
  • 10 Free Copies of 5 Minutes to Resilience App
  • 10 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses

Fountains of Pearls - $5K

  • All of the above awards plus:
  • ½ day workshop training and consultation with any organization or company

Jade Eddies - $10K

  • All of the above awards (except memberships) plus:
  • Two ½ day workshop, training and consultation with any organization or company of your choice
  • 20 Free Copies of 5 Minutes to Resilience App
  • 20 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses

Sapphire Brooks of Laughing Hearts - $25K

  • All of the above awards plus:
  • 1 day of professional consultation and meetings

Ruby Streams of Laughing Hearts - $35K

  • All of the above awards (except memberships) plus:
  • One full day training program with materials for organization of choice to you.
  • 50 Free Copies of 5 Minutes to Resilience App
  • 50 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses

Emerald Rivers of Laughing Hearts - $50K

  • All of the above awards plus:
  • Two full day training programs with materials for organizations of your choice
  • 100 Free Copies of 5 Minutes to Resilience App
  • 100 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses

Diamond Rivers of Laughing Hearts - $100K

  • All of the above awards plus:
  • Four full day training programs with materials for organizations of your choice.
  • 200 Free Copies of 5 Minutes to Resilience App
  • 200 Free Copies of My Personal Resilience Journey/The Resilient Negotiator/Realizing Your Passion/Advancing Your Cause online courses








Financial Resilience

Financial resilience is the personal ability to withstand life events that have a significant impact on one’s income and/or assets. It is also a general indicator of the robustness of a financial system at any level of local, national, or international organization. At all levels integral resilience offers a lighthouse to ships on increasingly  turbulent seas.

Financial resilience is the personal ability to withstand life events that have a significant impact on one’s income and/or assets. It is also a general indicator of the robustness of a financial system at any level of local, national, or international organization.

Physical, mental, and emotional health and vitality can be directly impaired by low financial resilience, and strong financial resilience can in turn contribute to an overall sense of wellbeing. On a personal level building personal financial resilience matches well BHI principles.

Some key recommendations:

  • Maintain a low debt-to-income ratio. Monthly consumer debt payments should be 15% or less of monthly take-home pay. Example: $275 of debt payments divided by $2,500 of net pay equals a consumer debt-to-income ratio of 11% (275 divided by 2,500), which is under the 15% danger zone.
  • Maintain an emergency fund of at least three month’s expenses. Keep this money liquid in cash equivalents such as a bank or credit union savings account, money market fund, or short-term CD.
  • Never consider your education or job training finished. Continue to develop new marketable skills and take care of your health (e.g., good nutrition, screening exams, and exercise) to increase your human capital and remain employable in today’s very competitive labor market.
  • Purchase adequate life insurance to protect dependents against the loss of a breadwinner’s income and disability insurance to provide continued income following an accident or illness.
  • Increase your knowledge of financial topics so that you make smart financial decisions.
  • And the five (5) key questions:
    • How diversified are my income streams?
    • How secure are my income streams?
    • What’s my debt-to-income ratio?
    • How much cash can you access in an emergency?
    • How much slack do you have in your budget?

As Integral Resilience reduces fear and panic and supports prudent and farsighted decision making, it would be sensible to link financial and integral resilience in community health education programs.

Notes:

Next: Insurance and Resilience

Comments Welcome